In today`s digital age, children spend significant time online, making them particularly vulnerable to fraudsters, according to psychologist Irina Chudnovets. She discussed strategies parents can employ to shield their children from malicious actors.
«It`s a familiar scenario: a child suddenly starts chatting excitedly with someone `from school,` and a week later asks for a thousand rubles urgently for a `joint project`?» the expert explained. «Scammers are masters at creating the illusion of acquaintance. They spend weeks researching a child`s interests through social media. Then a `new friend` appears who loves the same games, listens to the same music. After a month, this `friend` asks for help—buy a gift card, verify a code, make a transfer.»
According to Chudnovets, criminals might pose as peers or popular bloggers, offering children «secret assignments» with promises of money, gifts, or popularity. In reality, the children are often used as unwitting intermediaries for fraudulent schemes.
«Adolescent maximalism is a favorite weapon of scammers,» Chudnovets shared. «Phrases like `Are you scared?`, `Everyone else has done it, you`re the only one not daring,` or `It`s just a challenge!` can push even a cautious child to act against common sense.»
Fear is another powerful tool of manipulation, the psychologist noted. If a child has already shared personal photos or data with scammers, they may face blackmail threats of publication.
Children often hide such situations, fearing parental anger. It`s crucial to make it clear that no matter what happens, you are on their side. Phrases like `Let`s figure this out together` are far more effective than `I told you so!`
To protect children, the psychologist recommended engaging in open dialogue rather than resorting to tedious lectures. She advised discussing hypothetical or real-life scenarios with them.
«Ask them: `What would you do if someone offered you easy money just to `hold onto` someone else`s card?`, `Why do you think a new online friend might ask you not to tell your parents about them?`, `Who would you turn to if someone started blackmailing you?`» she suggested. «Establish a clear rule: any financial requests, even from `friends,` must be discussed with you first. Talk about digital hygiene: never send personal photos, your address, card details, or passwords – not even to your `best friend` online. If the child is under 10-12 years old, definitely set up parental controls.»
The psychologist is convinced that teaching children to critically evaluate online offers and consult with parents can significantly minimize risks. The most vital element, she stressed, is fostering a relationship of trust. When a teenager feels confident that their parents will offer help, not scold them, scammers` opportunities are greatly diminished.
